How We Handle India Account Data
b4u collects only the data needed to run account access, identity checks, wallet records, security alerts, cookies, and service messages. When you use UPI, Paytm, or PhonePe, we receive transaction references, status responses, and sender details needed to match the payment with your account; we do
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not receive your full banking app password or PIN. Account access and eligibility depend on local law and are available where local law permits. We keep data for as long as needed for legal duties, dispute checks, payment records, security defence, and account support, then we
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remove or anonymise it where our systems and law allow. If a lawfully authorised request reaches us, we check it before any disclosure and record the reason. You can contact us to ask what we hold or request a correction.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.